Elegant Coastal Living
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Elegant Coastal Living
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Homeowners Insurance Requirements
All owners MUST purchase "Condo" insurance per the CC&Rs (9.3. Right and Duty of Owners to Insure). No exceptions.
If you do not have homeowners insurance you will not be covered for:
- Water leak damage of less than $50,000
- Damages less than $10,000 from all other covered perils
- Theft
- Personal liability
- Loss of personal property
- Temporary relocation costs
- Special assessment coverage: This helps protect you if the HOA needs to levy a special assessment to cover damage, loss or liability that is not covered by or exceeds the HOA insurance.
Protect yourself and your investment!
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